Medical Insurance Lebanon
Choosing the right medical insurance plan in Lebanon is a big decision that can have a lasting impact on your and your family’s well-being and financial security.
With the unique healthcare challenges and opportunities in Lebanon, making an informed choice about health insurance is crucial.
Let’s take a look at the top health insurance companies in Lebanon and what they have to offer so you can make an informed decision when buying health Insurance.
You can also compare health insurance quotes instantly by clicking the button below.
List Of Top Health Insurance Companies In Lebanon
1) Arabia Insurance
When it comes to reliable and comprehensive health insurance in Lebanon, Arabia Insurance stands out. With an impressive track record of over 79 years of experience, this company has built a reputation for being trustworthy and efficient.
Arabia Insurance boasts of a 95% claim settlement rate, ensuring that you’re in good hands when unforeseen medical situations arise.
One of the standout features of Arabia Insurance is its focus on customer service. With a 24/7 call center, collection and delivery services, and flexible payment options, the insurance provider in Lebanon goes the extra mile to make sure your health insurance experience is as smooth as possible.
Health Insurance Plans as offered by Arabia Insurance
In-Patient main features
- Coverage up to USD 272,257 (annual limit)
- Pre-existing Conditions
- Chronic Diseases
- Maternity and Newborn Benefits
- Prosthesis
- Organ Transplant
- Parent Accommodation
- Home Care
- Multiple sclerosis
Out-Patient Covers
- Ambulatory
- Doctor’s visit
- Prescribed Medicine
Special features
- Psychiatry, Mental disorders
- Work related accident
2)Libano-Suisse Insurance Company
Libano-Suisse is a household name when searching for health insurance companies in Lebanon. With over 60 years of experience, they are a pioneer in the industry and they offer a range of options that cater to both individual and corporate needs.
Situated in Beirut, the company has an extensive network of branches, agents, and brokers that make buying health insurance online in Lebanon simple.
One of the standout features of Libano-Suisse is its comprehensive health insurance plans. Whether you’re a young adult just or someone with a family to protect, Libano-Suisse has a plan tailored to meet your healthcare needs.
The company is also a major shareholder of GlobeMed, the largest healthcare benefits management company in the Middle East, ensuring you’re backed by credible and reliable support.
Health Insurance Plans as offered by Libano-Suisse
Marco Polo Plan
A top pick if you need international coverage, ensuring your health insurance cost in Lebanon also covers you globally.
- Ideal for those who travel frequently, offering up to USD 300,000 in coverage while abroad.
- 24/7 Claims Center support, taking the worry out of emergencies and accidents.
Perpetual Health Plus Plan
An all-in-one package that goes beyond just covering your medical needs, often considered one of the best medical insurance options in Lebanon.
- Designed for those who prioritize comfort and convenience in their medical experience.
- Offers a range of additional benefits, including second medical opinions and a supplementary international travel insurance, making it one of the best medical insurance options in Lebanon.
Perpetual Libano-Suisse Health Program
If you’re looking for unlimited 24/7 coverage, this is the plan for you. The rare feature of Guaranteed Renewability, saves you from unexpected spikes in health insurance cost in Lebanon.
- Provides unlimited financial coverage, 24/7, all year round.
- Comes with a ‘Guaranteed-Renewability’ feature, ensuring that your health insurance cost in Lebanon doesn’t spike unexpectedly due to health conditions.
Expatriate Health Programs (ExpatCare Program & Expatriate Program)
- Tailored to meet the needs of foreigners working in Lebanon.
- Offers coverage beyond the basic requirements set by the Lebanese Ministry of Labour.
3) Arope Insurance
Looking for reliable health insurance in Lebanon? Meet AROPE Insurance, a company that’s been keeping its word since 1974. With over four decades in the insurance industry, AROPE has earned a solid reputation for delivering top-notch service.
They offer a range of health insurance plans to fit your needs, whether or not you’re covered by the National Social Security Fund (NSSF).
And it’s not just about the products they offer; it’s about how they offer them. AROPE values its relationships with customers, partners, and even its own employees, fostering a culture of respect and continuous improvement.
Health Insurance Options with AROPE Insurance
Basic Covers
- In-Hospital Plans: Choose from a full network of hospitals or a restricted network, all operating within Lebanon.
- Hospitalization Classes: Pick the class that suits you best, giving you the flexibility to choose based on your needs and budget.
Optional Covers
- Diagnostic Tests: Need a lab test or an X-ray? AROPE has options for that.
- Doctors’ Consultations: Regular check-ups or specialty visits are covered under optional plans.
- Prescribed Medications: Get your necessary meds without breaking the bank.
Additional Free Covers
- Personal Accident Insurance: If you’re under 65, you automatically get personal accident coverage.
- International Assistance: This includes repatriation back to Lebanon if you fall sick or pass away while abroad.
- Burial Expenses: They’ll cover up to USD 3,000 for burial costs.
- Work-Related Accidents: If you’re in an administrative profession, you’re covered for work-related mishaps.
4) LIA Assurex
LIA Assurex, a frontrunner in the Lebanon market, is one of the best medical insurance providers in Lebanon. They offer a comprehensive range of plans to meet a variety of healthcare needs.
Understanding that the health insurance cost in Lebanon can be a significant concern, LIA Assurex Insurex presents solutions tailored to fit every budget without compromising on quality. Whether one prefers to buy health insurance online in Lebanon or consult in person, this company offers flexibility and ease.
Known for their outstanding customer service and affiliations with top medical facilities, they have positioned themselves as one of the best health insurance companies in Lebanon.
Health Insurance Plans by LIA Assurex Insurex
Panacea Ultra
This is a full-service package. Panacea Ultra covers inpatient care in the hospital, any emergency treatments you may need, and visits to walk-in clinics (ambulatory services). It also covers sudden medical issues when you are traveling abroad.
Panacea Essential
This is a budget-friendly option and covers the most basic medical needs. Even though it has a limited network of hospitals where you can get services (excluding AUBMC, CMC, Bellevue, LAUMC, Mount Lebanon, and SGHUMC), it ensures you’re not left without medical aid.
HDF Santé
A unique product of a partnership with Hôtel-Dieu de France, that aims to make medical insurance in Lebanon accessible to everyone. The main covers include unlimited hospitalization, coverage for epidemics and pandemics, maternity and incubator expenses, organ transplantation, breast reconstructive surgery, and even morgue and burial expenses.
Frequently Asked Questions (FAQ's)
Health insurance in Lebanon is a way to help you pay for medical expenses. It’s basically a contract between you and the insurance company where you pay a monthly fee, and they cover part or all of your medical costs depending on your plan.
You need health insurance in Lebanon because healthcare can get really expensive. Emergencies can also happen when you are not in a good place financially. If you get into an accident or get sick, having health insurance can make a big difference in how much you end up paying out of pocket.
When you’re checking out medical insurance in Lebanon, focus on things like premiums, coverage limits, and which hospitals and doctors are included. Don’t forget to look at out-of-pocket costs and whether extras like dental are covered.
Absolutely, you can buy health insurance online in Lebanon. It’s often faster and you can compare a bunch of options at once. They also reduce the hassle of going from one provider to another, and the platforms will offer you all the advice related to health insurance in Lebanon.
Yes! In fact, there are two types of health insurance in Lebanon – Government-offered, and insurance offered by private companies. Government-sponsored medical insurance, the National Social Security Fund(NSSF) and the Ministry of Public Health(MoPH), allow residents to seek medical care, pay, and get reimbursed later. For private insurance medical insurance in Lebanon, You pay a premium covering a range of medical events and diseases.
Apart from the financial difficulties faced by hospitals in Lebanon, shortage of medical equipment and medications, shortage of medical staff, and closure of other hospitals are major problems. This leads to a decreased quality of medical care offered to patients.
The best medical insurance companies in Lebanon include Arabia Insurance, Arope Insurance, LIA Assurex, Libano-Suisse Insurance company, and Securite Assurance. To avoid a lot of hustle when comparing health insurance providers and policies in Lebanon, use tailored and customer-focused insurance comparison platforms in Lebanon.